{"id":50,"date":"2016-05-11T10:02:31","date_gmt":"2016-05-11T10:02:31","guid":{"rendered":"https:\/\/www.riaabarkergillette.com\/pk\/?page_id=50"},"modified":"2025-10-03T08:50:15","modified_gmt":"2025-10-03T08:50:15","slug":"banking-and-finance","status":"publish","type":"page","link":"https:\/\/riaabarkergillette.com\/pk\/our-expertise\/our-practices\/banking-and-finance\/","title":{"rendered":"Banking and finance"},"content":{"rendered":"\n<p>Over the past 30 years, our partners have worked with over 80 different multinational, domestic and Islamic banks and financial institutions (including Citibank, World Bank, IFC, ADB, EXIM Bank and China EXIM Bank). This wealth of knowledge and experience is just one of the benefits of using our banking and finance team.<\/p>\n\n\n\n<p>With a comprehensive understanding of financing and security arrangements (including enforcement), debt-to-equity conversions and syndicated and substantial loan transactions. We can draft, negotiate and advise upon extensive suites of documentation.<\/p>\n\n\n\n<p>We also provide drafting and advice on all kinds of Islamic modes of finance, including murabaha, musharika and sukuk.<\/p>\n\n\n\n<p><strong>Contact one of our lead banking and finance partners, <a href=\"https:\/\/riaabarkergillette.com\/pk\/our-team\/hasnain-naqvee\/\">Hasnain Naqvee<\/a>,&nbsp;<a href=\"https:\/\/riaabarkergillette.com\/pk\/our-team\/bilal-shaukat\/\">Bilal Shaukat<\/a>&nbsp;or <a href=\"https:\/\/riaabarkergillette.com\/pk\/our-team\/shafaq-rehman\/\">Shafaq Rehman<\/a>, today.<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading blue-color\">Practice areas<\/h4>\n\n\n\n<div class=\"wp-block-coblocks-accordion\">\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Banking and finance<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Our clients include domestic, regional and international financial institutions and banks, and we act as counsel to many of the most active international and regional banks and multilateral lenders. We have advised on major financings in a broad range of industry sectors, including energy and natural resources, infrastructure, transport and logistics, real estate, construction and technology.<\/p>\n\n\n\n<p>With market-leading experience of advising local and foreign banks on the structuring, negotiation and implementation of bilateral and syndicated loans, re-financings and project finance. Our litigation department regularly represents major financial institutions in claims against borrowers. We also defend borrowers against creditor claims.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Corporate finance<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Our team understands that sound investment decisions are crucial for the health and growth of a company. Our experts are renowned for ensuring that acquisitions, joint ventures and other fundraisings are properly structured and financed. Our corporate finance expertise extends across the full range of public and private financings. We advise on a range of debt and equity instruments issued by local and multinational corporates in Pakistan, UAE and regionally, and represent investment banks, private equity firms and multilateral lenders.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Islamic finance<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>We offer dedicated Sharia\u2019h law expertise, and is experienced in a range of Islamic finance structuring techniques such as Mudaraba, Musharaka, Ijara, Sukuk and other structures. We advise on other global Sharia\u2019h compliant models.<\/p>\n\n\n\n<p>Our experts provide commercially sound and coherent advice to a range of clients, including governments and financiers (senior lenders, mezzanine lenders and joint venture partners) across the South Asia and Middle East regions. We maintain close relationships with Islamic Scholars and Sharia\u2019h advisors, and have good working relationships with, and knowledge of AAOIFI, IFSB and other leading standard setting bodies in the industry.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Restructuring<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>A company\u2019s value can often be better realised through a debt restructuring process. We advise on the full range of restructurings, including debt and equity restructurings, debtor and creditor-led restructurings and workouts and re-financings. We design our advice to help distressed companies reduce their credit risk and preserve value. We regularly act for lenders, investors, private equity houses and financial advisors.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Securitisation<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>With a comprehensive understanding of financing and security arrangements (including enforcement), debt to equity conversions and syndicated and substantial loan transactions we can draft, negotiate and advise upon extensive suites of documentation.<\/p>\n<\/div><\/details><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion\">\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Representative Matters<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<ul class=\"wp-block-list\">\n<li><strong>Acumen Fund:<\/strong> represented client in connection with their financing projects in Pakistan.<\/li>\n\n\n\n<li><strong>Al-Meezan Investment Bank Limited:<\/strong> represented client in the Initial Public Offer of Rs. 270m.<\/li>\n\n\n\n<li><strong>Cisco Systems Finance International (Ireland):<\/strong> represented client in the proposed USD 4m loan facility by Cisco Systems Capital Corporation to Wateen Telecom (Private) Limited.<\/li>\n\n\n\n<li><strong>Export Banque (Paris):<\/strong> represented client in connection with a financing facility to a local telecommunication company.<\/li>\n\n\n\n<li><strong>ICI Pakistan Limited:<\/strong> represented client in relation to Rs.1b term finance certificates issued by client.<\/li>\n\n\n\n<li>Lenders Counsel, in the USD 500m Engro Expansion Project, in the Halmore Power Project and in the Nishat I&amp; II Power Projects.<\/li>\n\n\n\n<li><strong>Lucky Cement Limited:<\/strong> represented client in GDRs of 15m.<\/li>\n\n\n\n<li><strong>OGDC:<\/strong> represented client in GDRs of USD 1.<\/li>\n\n\n\n<li><strong>Overseas Private Investment Corporation:<\/strong> represented client in its USD 10m credit facility to Tameer Micro Finance Bank Limited and in relation to finance worth USD 9.89m provided to SSJD Bio-Energy Limited for a 12 MW power plant project based in Sindh, Pakistan.<\/li>\n\n\n\n<li><strong>PTC:<\/strong> represented client in GDRs of USD 900m.<\/li>\n\n\n\n<li><strong>Sui Southern Gas Company Limited:<\/strong> Sui Northern Gas Pipelines Limited, Lakson Tobacco Company Limited and Sapphire Textile Mills Limited, represented clients in issuance of Term Finance Certificates.<\/li>\n\n\n\n<li><strong>Tbea Xinjiua Tbea Xinjiang Sunoasis Co. Ltd:<\/strong> represented client in relation to the EPC Contract for Quaid-E-Azam Solar Power (Private) Limited\u2019s 100 MW solar power project.<\/li>\n\n\n\n<li><strong>United Bank Limited:<\/strong> Habib Bank Limited and National Bank of Pakistan, represented the consortium in the USD 70m Murabaha financing of Pakistan International Airlines for the acquisition of aircraft.<\/li>\n<\/ul>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\">Publications and articles<\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p><a href=\"https:\/\/riaabarkergillette.com\/pk\/news-story\/riaa-advises-lenders-on-islamic-finance-deal-for-petpak-films\/\">RIAA Advises Lenders on Islamic Finance Facility for PetPak Films<\/a> &#8211; October 2025<\/p>\n\n\n\n<p><a href=\"https:\/\/riaabarkergillette.com\/pk\/news-story\/working-capital-financing-for-punjab-thermal-power\/\">Working capital financing for Punjab Thermal Power<\/a> &#8211; February 2023<\/p>\n<\/div><\/details><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Our firm maintains a leading banking and finance practice, and its finance capabilities are universally recommended. We are regularly involved in major local and cross-border financing, and have pioneered the use of new financial instruments and structures. <\/p>\n","protected":false},"author":3,"featured_media":0,"parent":48,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-expertise-inner-template.php","meta":{"_acf_changed":false,"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"class_list":["post-50","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banking and finance - RIAA Barker Gillette | Pakistan<\/title>\n<meta name=\"description\" content=\"Our firm maintains a leading banking and finance practice, and its finance capabilities are universally recommended.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/riaabarkergillette.com\/pk\/our-expertise\/our-practices\/banking-and-finance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking and finance - 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